(Thu Sep 2 12:06:03 2010)
Rate Point APR     Loan Program
3.625% 0 3.958% 7 Year ARM
3.875% 0.25 4.068% 10 Year ARM
3.75% -0.5 3.9% 10 Year Fixed
3.75% 0.125 3.9% 15 Year Fixed
4.25% -0.75 4.4% 20 Year Fixed
4.25% 0.5 4.4% 30 Year Fixed
4.125% 0.25 4.331% 10 Year ARM Jumbo
4.125% 0 4.275% 15 Yr Fixed Jumbo
Rates for 15 Days Lock only

Closing Cash Saver ("no-cost") Loans

Closing Cash Saver loans allow you to avoid non-recurring closing costs by selecting a slightly higher interest rate. When you choose a Closing Cash Saver loan it generates a rebate that will pay your non-recurring closing costs, allowing you to close with less money up front. As with all loans of this type (sometimes referred to as "no-cost" loans) the prepayment of recurring costs will still be required at closing, regardless of the broker you use.

Non-recurring costs (rebated)
  • Broker fees
  • Lender fees
  • Title fees
  • Government fees
  • Credit and appraisal fees
Recurring fees (not rebated)
  • Property taxes
  • Homeowner's insurance
  • HOA Fee (if applicable)
  • Mortgage insurance (if applicable)

Please note that availability of Closing Cash Saver loans varies with market conditions and these loans may not be available at lower loan amounts.

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