Rate Point APR     Loan Program
3.375% 0 3.568% 10 Year ARM
2.875% 0 3.09% 10 Year Fixed
3% 0 3.19% 15 Year Fixed
3.375% 0 3.525% 20 Year Fixed
3.625% 0 3.775% 30 Year Fixed
3.375% 0 3.525% 15 Yr Fixed Jumbo
4% 0.25 4.15% 30 Year Fixed Jumbo
Rates for 15 Days Lock only

Closing Cash Saver ("no-cost") Loans

Closing Cash Saver loans allow you to avoid non-recurring closing costs by selecting a slightly higher interest rate. When you choose a Closing Cash Saver loan it generates a rebate that will pay your non-recurring closing costs, allowing you to close with less money up front. As with all loans of this type (sometimes referred to as "no-cost" loans) the prepayment of recurring costs will still be required at closing, regardless of the broker you use.

Non-recurring costs (rebated)
  • Broker fees
  • Lender fees
  • Title fees
  • Government fees
  • Credit and appraisal fees
Recurring fees (not rebated)
  • Property taxes
  • Homeowner's insurance
  • HOA Fee (if applicable)
  • Mortgage insurance (if applicable)

Please note that availability of Closing Cash Saver loans varies with market conditions and these loans may not be available at lower loan amounts.